I have a lot of time for Martin Lewis of Money Savings Expert, for his advice on consumer finance and his annual debt advice booklet for people suffering with mental health illness.
He is also the face of the Money and Mental Health Policy Institute, based in London UK. I am proud to contribute to their research by being a member of the research community. This involves completing online questionnaires and surveys from time to time. There is no obligation to complete all surveys and there is also an opportunity to partake in online discussion groups.
I had been receiving DLA and then PIP for the past 5 years or so, because of my mental health and Ulcerative Colitis. Following a mid award review which started in August 2017 and a medical assessment by Capita in November 2017, my PIP award ended on the 11th December 2017.
I have been reflecting on this a lot over the past 6 months. Financially the impact was significant, as it meant I also lost my Tax Credits award from the 11th December, and any day I expect a bill for £500 over payment following the year end tax credit review.
I have been receiving PIP for a few years and was asked in the Summer to confirm my current health situation by submitting a medical questionnaire form back to DWP. I think I may have blogged about my quandary and in the end I confirmed that my ability to dress and bathe had improved. I then had an anxious couple of months waiting to hear further from the DWP. Then I was asked to attend a medical assessment with Capita on the 10th of November.
I attended a DWP Medical Assessment with Capita in Northampton following a review for being submitted in August.
During the Assessment the assessor said that she was not there to advise but she thought I should go back and see my GP.
Having talked about my illness with the assessor I have realised that my anxiety has got worse. I can separate my mental health illness into three areas Generalised Anxiety Disorder (GAD) , Social Anxiety and Depression.
I thought I would share with you what I have learnt about the financial help that is available to those with a disability. This blog is based on my experience of claiming benefits and getting financial help as I have a long term ill health in the form of a mental illness and Inflammatory Bowel Disease. I have linked the benefit types to relevant part of disability benefits on GOV.UK website
I last posted about my experience of Personal Independence Payment (PIP), the replacement for DLA in June 2014, so I am well overdue to update you on my experience. My last post got me to the stage of the process of having completed the anxiety inducing medical assessment on the 22nd May 2014
So I received a letter from the DWP dated the 10th June, which helpfully told me that they now had all the information they needed and would be in touch again soon.
I thought I would share my experience so far of Personal Independence Payment (PIP).
I have been receiving Disabled Living Allowance (DLA) for the past two years and renewal was due in May 2014. So in January I received a letter from the DWP asking if I wanted to claim and switch to PIP the replacement for DLA as my current DLA was due to expire.
So I telephoned the DWP and confirmed I wished to apply for PIP and they subsequently sent me a claim form for completion. The lady on the phone indicated that I would be asked to do a medical assessment within about 4 to 5 weeks after they received the submitted claim form.
If you are on certain benefits including ESA income based on the 20th July 2013, you can qualify for a £135 discount on your electricity bill for the winter of 2013/2014. Government website link is here. You have to make an application direct to your supplier. Find out more at your energy suppliers website - EDF Support Plus link here
12th June 2013
Hi, moneys getting tight for us as well as many many other households. I must admit I am a keen fan of Lidl's and my distrust and hate of Tesco's grows every day, but lots not go there today.
Many purpose of this blog is that I wanted to check my own benefits entitlement as we have had a few changes. I used the government one - Benefits Adviser which i found poor as it didn't touch on DLA or CA. But then found via my trusty pal, Martin Lewis entitledto, which i found was great to use and you could enter different scenerios and see what the effect was on most benefits. So if you need a to check your benefit entitlement, I suggest entitledto
By the way, having worked solidly for 30 years and paid a fortune in tax, 'entitled to' is what I and the majority of others are, when it comes to the benefit system.
6th June 2013
My Anxiety was asked: 'My friends have a middle aged son with mental health illnesses who can no longer work, what financial help & support is available for him? He is struggling more and we are getting older and are worried about him now and when we are gone'
The first step is for him to acknowledge that he is ill and go to his GP for help.
For mental illnesses the GP may treat the illness in terms of medication and/or therapy at the primary care level, or they may refer the person to secondary care and the mental health team for medication and therapy. He will need a medical certificate if he wants to claim sickness benefits.
BT offer a reduced line rental package, called BT basics for those of certain means tested benefits, including Employment Support Allowance (income based). £14.85 a quarter instead of £15 per month !
Link here to BT Basics
1st January 2013
Having been diagnosed 3 years ago with anxiety and depression and been trying to recover since, the DWP ATOS Medical is something I dread and has a massive negative impact on my mental health and recovery.............
The following benefits are available for those suffering from Anxiety, Depression and IBD, depending on individual circumstances. Click the item for relevant link to external site